Consumer Credit Manager | Toyota Financial Services | Las Vegas, NV
Toyota Financial Services
Our people are the driving force behind our success and we're moving
forward!
Join a dynamic company known for rapid growth and solid success.
To make your mark as the Consumer Credit Manager you will:
- Work in conjunction with the CRO and Operations Management to segment
the Consumer Risk loan portfolio into identifiable risk segments for
identification and understanding of product attributes, repayment /
regulatory concerns and growth opportunities. Manage underwriting so
that portfolio performance targets are achieved from an asset quality,
profitability and growth perspective.
- Assist with development and management of asset quality across the
customer segment that includes dealership owners, general managers,
employees, and direct-to-consumer clients. Relationship management
competencies include the ability to understand complex financial
profiles, the ability to provide "best in class" financial solutions and
an internal / external customer service orientation.
- Assist and manage internal and external auditors providing appropriate
feedback to audit findings while collaborating with TFSB senior
management on necessary policy/process changes.
- Develop partnerships throughout the Sales, Compliance, Finance, Risk
and Operations Departments as well as TFSB management and other
interested stakeholders to provide appropriate, and where necessary,
flexible credit solutions for the Bank's existing and prospective
clientele.
- Assist and provide feedback with the creation of new TFSB loan products
while ensuring a TFSB global perspective to risk, underwriting, and TFSB
customer and financial objectives.
- Assist Operations and Credit Risk with managing the loan origination,
title, appraisal, and closing vendors ensuring adherence to state and
government regulations, Toyota quality standards, and brand loyalty.
- Develop reporting and provide quarterly reviews and feedback to
management of vendor service quality, performance, and contractual
adherence to SLA's.
- Perform monthly safety and soundness audits from a risk and
underwriting perspective.
- Manage loan portfolio pipeline while maintaining relationships with
Sales, Operations, and vendors.
Successful candidates must have:
- Undergraduate degree required.
- MBA a plus.
- Previous experience as a mortgage and home equity underwriter with
credit authority and portfolio management experience. Experience with
Private Banking customers and/or jumbo approvals a plus. Collections
experience a plus.
- Previous experience in a credit risk management roll.
- Previous Vendor management experience required.
- Previous experience (minimum 3 years) managing team members with proven
staff development, team building, motivational, and pay for performance
abilities.
- Strong interpersonal skills.
- Strong written skills and the ability to present complex transactions
to credit committee and management in general.
- Ability to prioritize and multitask.
- Mortgage industry knowledge as it relates to: appraisals, title
insurance, escrow accounts and the secondary market.
Turn toward great benefits:
- Work/Life benefits (flextime, 9/80 work schedules offered where
applicable, tuition reimbursement)
- Vehicle lease and purchase (Associates are eligible date of hire,
access to favorable rates and more incentives!)
- Medical, dental and vision insurance (Associates are eligible date
of hire & premiums are paid by Toyota)
- Matching 401(k) and fully funded Pension Plan
- Paid time off (vacation, sick, personal, holidays)
About Toyota Financial Services
Headquartered in Torrance, Calif., Toyota Financial Services (TFS) is
the finance and insurance brand for Toyota in the United States,
offering retail auto financing and leasing through Toyota Motor Credit
Corporation (TMCC) and extended service contracts through Toyota Motor
Insurance Services (TMIS). Lexus Financial Services is the brand for
financial products for Lexus dealers and customers. TFS currently
employs over 3,000 associates nationwide, and has managed assets
totaling more than $79 billion. It is part of a worldwide network of
comprehensive financial services offered by Toyota Financial Services
Corporation, a wholly-owned subsidiary of Toyota Motor Corporation.
EOE. M/F/D/V.
To apply for this position, please copy and paste the following link
into your browser address bar:
http://toyotafinancialservices.contacthr.com/14506076
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